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Driver Catches Most Obvious Insurance Fraud Attempt Ever

Not only did they ruin their car, but now they’ve got the cops *and* TikTok after them!


In insurance, there’s generally a rule that, if you rear end someone, it was *probably* your fault.


This isn’t a crazy rule to have, as anyone who’s ever driven on the freeway can readily attest. You’re supposed to leave a fair bit of distance between yourself and the car in front of you in the event that they have to make a sudden stop. If you don’t do that, you’re more than likely going to have to foot the bill for any damage your car causes to theirs in the event of such a stop.


Knowing this system, some people try to use it to their advantage by engaging in a sort of insurance fraud where they cut in front of a car, brake, then claim that the previous car hit them.


Making this fraud more difficult is dashcams — and people who won’t play along.


When a car pulled in front of her, the woman driving this car was able to brake in time. However, the potential fraudsters weren’t having it, and so, they backed up into her car — causing a ruckus that she happened to capture on her dashcam.


Now, everyone from the cops to the people of TikTok are working day and night to find these people. Overall, not a great day for the fraudsters!

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@ashpianatasha4 Insurance fraud attempt in Queens, NY 10-16-2024 PART 1 I was driving in the left lane of the Belt Parkway going East bound towards the Southern State Parkway. The silver Honda (LBB 8917) was in the middle lane, and they cut me off and slammed on the brakes coming to a full stop hoping I would hit them. I did not hit their car and because of that they reversed into my car for collision and acted as if they were injured while coming out of their vehicle. I believe the intention was to say I hit their car for insurance fraud purposes. They had a tarp covering the rear windshield which fell off once they hit my car. You can see the driver is a male wearing a hat and you can see him switching to the passenger seat as well as the movement of the car before anyone gets out. The first three passengers exit the car pretending to be hurt, while the fourth passenger who was driving slips out through the passenger seat and gets into a second vehicle. That second vehicle was a red KIA SUV (KJH 3340) which was following me from behind and keeping distance so they wouldn't slam into me. The red KIA drove around and picked up the driver to get away. The remaining three people’s demeanor changed once one of them noticed the dashcam. They only came out of the car with their phones ready to record the damage to both cars. They were quick to ask for my insurance and quickly left after the exchange. I called the police at the time of the incident and reported it as an accident, and the police told me they no longer go to an accident if no one is injured and they are willing to exchange information. I did not realize at the time that the driver switched and left in another car or that it was a set-up as I was driving by myself, and everything happened so fast. #queensny #car #caraccident #exposed #newyork #brooklynny @nbcnews @abcnews @nypd @geico @allstate @pix11ny ♬ original sound - Ashpia Natasha


@marriedtoalunatic did my tiktok detectives get it right? @Josephine0436 @Stephanie Tice @Ashpia Natasha #greenscreen ♬ original sound - MarriedtoaLunatic
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